So you want a gaming PC. Your credit isn’t great. You don’t want to wait a year to save. That’s where we come in. We offer access when others say no. But access has a cost. That’s just how money works when risk is involved. So we thought we would make things clear.
You’re Not Being Forced Into Anything
We don’t cold-call you like a headset-wearing bot. We don’t auto-enroll you. You find us. You apply. You read the terms. Or at least, you should. Everything is spelled out in plain English in the contract. If you skip that part and then claim you were tricked, that’s not on us. Sorry.
Life Tip: You should never agree to any lease, loan, or service without reading the agreement. Especially when it involves your money.
We Only Run a Soft Credit Check
Soft isn't just for your rock preference. It means no impact on your score. We do not run hard inquiries. We know what our system pulls, and we’ve been very clear about it from day one.
Life Tip: If you’re not sure what a soft credit check is, Google it. Seriously. It’s one of the most misunderstood parts of borrowing.
Getting Approved Isn’t the Same as Getting a PC
The first approval is fast. But that’s not the final green light. There’s a second step. That includes verifying payment info, checking your ID, house address, etc. If anything raises a red flag, or goes against our terms, we pause the order.
It’s not personal. It’s not punishment. It’s fraud protection. If your identity can’t be verified, or if it looks like someone else is applying using your info, we’re going to stop the process.
And no, we don’t explain the full verification system on public forums. That’s to protect your privacy.
Borrowing With Bad Credit Costs More. Everywhere.
This isn’t exclusive to gaming. Try buying a house with a 580 credit score. The interest alone will be enough to make you cry. Same with cars. Same with credit cards.
If you have excellent credit, you get better rates. If your credit is bad, the cost goes up. That’s how lenders protect themselves. That’s how risk works. It’s not shady. It’s not unethical. It’s just the economy you live in.
You Need to Read the Agreement
Most complaints boil down to this. People click accept without reading, then call it a scam when they realize what they signed up for. But it was all there.
If you don’t understand something, ask. That’s what we’re here for. But blaming us after the fact won’t change the contract you already agreed to.
We’re Not for Everyone
Some people are better off saving up and buying outright. That’s fine. We’re not trying to convince anyone like the people on Instagram comments. They have good credit, and shame others for buying this way. Forget the haters, because if you need access and can’t get approved anywhere else, we’ve built a way in.
We take the risk so you can play. And we’re honest about the cost. So if you are ready to apply, it's a 60 second process, no obligation, and can cancel after minimum period (depends on state laws). So check it out.